Category: Uncategorized

  • Why I Need a Retirement Mentor

    Three-plus decades ago, friend and fellow writer Cathy Madison told me something that has stuck with me ever since: that when you’re self-employed, which I have been since my mid-20s, you never really retire, you just wake up one day and realize all of your clients are gone.

    That day hasn’t yet come, but I can see it beginning to dawn. Fewer clients, smaller projects. But I’m not complaining. In fact, I’m largely to blame as I now only say yes to projects I can do from anywhere at any time, without having to schedule calls, log on to online meetings or drive across town for in-person ones. 

    Several years back, on the advice of a few older colleagues , I decided to test drive my retirement. I spent one Minnesota winter in Panama. I lived with my sister Diane and her family another winter. And one spring I enjoyed six weeks in Paris courtesy of a friend who loaned me her Latin Quarter apartment.

    I also found a few retirement mentors. They, of course, include my fellow Word Sisters, all of whom were a bit ahead of me in embracing retirement. They also include Joe Casey, host of the Retirement Wisdom podcast. Not only did I learn a lot from him and his guests, he hired me to write for his blog, giving me the motivation (and a bit of income) to learn more about retirement—the pros and cons, the ups and downs—than I might have had my own.  

    Here are a handful of things I’ve learned that might be helpful to you:

    • Retirement is not a one-size-fits-all journey. Some want relaxed days without a schedule while others are actively working through a bucket list.
    • Money matters, but not always as much as you might think. How much money you have can bolster or constrain the size of that journey. What matters more are your own personal tastes, hopes and dreams.
    • Accountability counts. One of the biggest challenges I and many of my fellow retirees face is staying disciplined. Why do today what we can put off until tomorrow? But I’ve learned the hard way that while leaving things until tomorrow may feel good today, there will eventually be a price to pay. Checking in regularly with friends and family can help. So can having a mentor or goal buddy.
    • Your health: here today, gone tomorrow. Although both my parents died when they were 70—my dad a year after a lung cancer diagnosis, my mom in an instant due to a heart attack—I always thought I’d grow old like my grandmother and die in my sleep some years after celebrating my 90th  birthday. However, since turning 65, I’ve experienced a number of health issues, all minor thankfully, but they’ve made me realize I’m just a diagnosis away from something more serious. So now is the time to make the most of my time.   
    • Staying socially active really does matter. After being unplugged since the start of COVID, I have begun reconnecting with friends in person. A visit with a friend at her house two months ago led to having dinner in a restaurant with another friend, and this eve I’m meeting a third friend for a work-related reception followed by a movie.

    Retirement is a significant life transition that requires careful planning and consideration. While it can be tempting to go it alone, having a retirement mentor (or several!) can provide numerous benefits. From personalized guidance and experience-based insights to accountability, emotional support and help avoiding common pitfalls, my mentors have become trusted companions on my retirement journey, one my future self will thank me for.

  • Information Blast Zone

    A group of creative writers gathered for our annual retreat this weekend. A few of us had been local government news reporters and all of us are voracious followers of news media. For a second year, we admitted to not watching much national coverage or reading news that could be interesting. We frequently skipped the big stories which seemed redundant yet not very thorough. Like almost two-thirds of Americans, we are all tired of news.

    News sometimes appeared to be repurposed to be featured many times. You might read it in an online tonight, see in in print the next day, see the same copy in a second online newspaper a day later then featured on an electric media show. How old is the information? How important? How close to the information’s original offering is the rejiggered version. Hard to know.

    The 2023 Reuters Institute for the Study of Journalism found that Americans’ fatigue with news continues to climb. The Pew Research 2020 study reported that two-thirds of us feel that fatigue. Here’s Reuters current facts:

    • More than one in ten Americans report turning news off. 
    • 41% of women and 34% of men say that they sometimes, or often, avoid news. 
    • While the study is global, American specific data also show specific areas of fatigue including about one-third of participants staying away from news of the war in Ukraine, forty percent avoiding national politics and an equal percentage not watching coverage of social justice.

    There isn’t a lot of information offered about why the numbers are dropping except that news followers are staying within their chosen silos and going to news that is more comfort than challenging. If a viewer doesn’t like the Trump story, watch international news. If it is climate change coverage that is overwhelming, maybe the stock market is more interesting. And when all the breaking news color bands feel like a repeat of yesterday, maybe home remodeling shows or sports coverage or reality television provide a break. 

    Folks who study how Americans absorb news point to the 1980 CNN effect–broadcasting news twenty-four hour a day, seven days a week. If you hear a story once, you’re going to hear it possibly every hour, maybe half hour. The 2022 Berkley Economic Review called the CNN model a market failure intensifying conspicuous bias that results in inefficient coverage of other news. Policy makers and decision makers are impacted by the continuous messages.

    Jon Stewart’s observation may be the best. His opinion is that the 24/7 news cycle elevates the stakes of every moment putting the public in the “information blast zone.”  And there we get tired.

  • 80. Feels like 90.

    We were planning to have dinner outside and listen to a musical group. Should be an ideal evening with temps in the very low 80s. Even the mosquitos have called a partial truce. One bad apple in the perfect plan is humidity which is making 80 feel like 90. The second bad apple is a gradual lowering of Canadian wildfire smoke into Wisconsin’s Northern zones.  Iced tea will melt quickly, clothes will stick, and someone will begin coughing or wheezing. 

    The morning was excellent after a rough bunch of storms and rain cleaned out the atmosphere last night. Walking on a nearly empty beach at ten this morning with bright blue sky and sparkling water felt like a summer dream. The toddler with us, spending her first days of walking into very shallow Lake Michigan waters, celebrated with digging in the sand, pouring water on anything, jumping tiny waves with help from adults. Two hours for summer 2023 memories.

    That’s how the whole season has played out—like slurping a slug of pickle brine from your glass of lemonade. Do you dump the drink, try to add something in hopes of a more enjoyable beverage, or accept the situation?

    Or is the pickle brine just an emotional reminder of the true state of the bigger world—global warming and the U.S. state of unrest? Keeping to a summer theme is challenging and heading to dinner out with music in the background, even in sauna-like conditions could provide relief from week’s tensions.

    Then the heavens opened. Rain lashed against windows. Wind whipped flowers and trees. Thunder rumbled over the bay waters. Power went out at the restaurant. So, we ate leftovers at our kitchen table, talking and laughing at what the toddler was trying to say. Temperatures dropped to low 70s as storms disappeared. The gift of a typical summer experience. No pickle brine in the last of the lemonade.